Individual Health Insurance
What to look for in a health insurance plan.
Group Health Insurance
Find out about group health insurance plans.
Managed Care Insurance
Learn about the different managed care insurance options.
Find out why hospital insurance may be needed.
What is COBRA?
Find out how COBRA can help.
What is Medicare?
Learn about the federal program called medicare.
What is Medicaid?
Answers to questions concerning medicaid.
Learn about indemnity insurance.
Find out about disability insurance plans.
Long Term Care Insurance
Learn about a long term care insurance policy.
Credit Card Finder
Personal Loan Finder
Debt Consolidation Finder
Check out what recent and past consumers have to say about our services.
About Managed Care Health Insurance
Managed care plans fall into 3 basic types plans:
A common trait among managed care plans is the incentive (usually, a lower premium) for the insured to stay within a specified network of health care providers.
Health Maintenance Organizations (HMOs)
HMOs provide medical treatment on a prepaid basis, which means that HMO members pay a fixed monthly fee, regardless of how much medical care is needed in a time period (usually a monthly basis). In return for this fee, most HMOs provide a wide variety of medical services, from office visits to hospitalization and surgery. There are exceptions but most HMO members must receive their medical treatment from those within the network.
Preferred Provider Organizations (PPOs)
A PPO is made up of doctors and or hospitals that provide medical service only to a specific group. Rather than prepaying for medical care, PPO members pay for services as they are provided. The PPO sponsor (usually an employer or insurance company) usually reimburses the member for the cost of the treatment, minus any co-payment fee. In some cases, the doctor may submit the bill directly to the insurance company for payment. The insurer then pays the covered amount directly to the health care provider, and the member pays his or her co-payment amount. The price for each type of service is negotiated in advance by the health care providers and the PPO sponsor(s).
Point Of Service (POS) plans
A point of service plan is a type of system where you pay no deductible and usually only a small co-payment when you use a health care provider within your network. You also must choose a primary care physician who is responsible for all referrals within the POS network. If you choose to go outside of the network for health care, you will likely be subject to a deductible, and your co-payment will be a percentage of the physicians charges.
|About | Glossary | Links | Disclaimer | Privacy | Suggest | Affiliate | Advertise | Agent Log-In|
|Insurance Tracker is the 100% advertiser supported insurance search engine. We are not a carrier, agent or broker. When you choose to inquire with an advertiser on Insurance Tracker, your information remains between you and that advertiser(s). Advertisers are solely responsible for keeping their information current.
Insurance Quotes From Agents Near You: Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Washington DC | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming
Find The Perfect Insurance Policy: Individual and Family Health Plans | Corporate Group Health Plans | Long Term Care (LTC) | Disability Insurance | Senior Health Insurance | Dental Insurance | Vision Health Plans | Rx Drug Savings Plans | Term Life Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Auto Insurance | Senior Auto Insurance (Age 55+) | Motorcycle Insurance | ATV Insurance | Boat Insurance | Watercraft Insurance | RV Insurance | Homeowners Insurance | Condominium Insurance | Renters Insurance | Business Owners Insurance | Commercial Auto & Truck Insurance | Workers Compensation | Liability Insurance | Mortgage Protection Insurance
InsuranceTracker.com is a Venture Click company. Powered by ZipSearch!
Copyright © 2003 InsuranceTracker® All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.