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Computer Insurance Information

If you own a personal computer, it would be wise to protect your investment with proper insurance coverage.

The purchase of a personal or laptop computer has now become a major expense, which for many people, is now considered an investment which deserves special insurance protection along the same lines as a home and a car. As with any important expense, it is important to understand that computers and related accessories need to be looked at carefully when considering insurance coverage for your computer.

Homeowners and Renters Insurance May Include Coverage
Fortunately, many homeowners and renters insurance policies have some type of coverage for computers in the event of the disasters outlined in the policy. Many insurance companies, however, have limits to how much can be recovered in the case of a claim. Look carefully at these limits and compare to the expenses of your computer (or computers if you have more than one) and all related accessories such as printer, scanner, etc. Furthermore, laptop computers may need additional coverage, or an all together separate policy in case the computer is damaged or stolen outside of the home or residence.

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